Recently, I saw the sad news of Bollywood star Irfan Khan whom had recently passed on. For anyone who may not be familiar with him, he appeared as the charismatic CEO and owner of the Jurrasic Park in Jurrasic World (2015) movie. He also starred in other Hollywood movies such as The Amazing Spiderman, Life of Pi and Slumdog Millionaire to name a few. What struck me was at the prime age he was at – age 53 when he passed on due to illness relating to Neuroendocrine tumor.
 
He announced of his illness back in 2018 and after two years of battle, he left. What I would like to share is some of the warning signs with the arrival of Fan Yin (反吟) and Fu Yin (伏吟) found in his chart.

As the image above shared, he entered into a Fu Yin (伏吟) luck pillar in 2016. This also means he is in the Fu Yin luck for 10 years from 2016 to 2026.

​What does Fu Yin mean or imply for a person having it?
​

What is Fan Yin and Fu Yin?

To give a basic understanding, both terminology can be explained as below.

​Fan Yin happens when there is an arrival of a pillar causing elemental clash. Depending on where the clash happen, it signals unfortunate events or can cause harm to the affected person or affect relationships.

"​Fu Yin" happens when its the exact same pillar appearing. 
It denotes a sad or tear event happening during that stage of your life.

Mostly, these are not exactly good to have in one's bazi chart. ​Only for some exception cases it may be of good omen.

​Entering the negative "Fu Yin" luck pillar in 2016​ and the trigger
​
During 2016, the luck pillar of 丙午 pillar appeared and mirrored Irfan Khan's bazi chart at age 49 - as illustrated in point (a) in image. As in the case of "Fu Yin", it is indicating a possible of sad event waiting to happen. When an unfavourable element or time is encountered in the next 10 years, it would trigger an event.

In 2018, the earth dog year arrived as highlighted in point (b) - a strong earth year. Being a strong metal day master, more earth as explained would mean health issue. This is the trigger that cause his bazi to worsen during this "Fu Yin" luck pillar. Through this analysis, we can gather that there is strong odds of unfortunate event manifesting from this illness.

During then, he announced on the social media of his illness where he had a tumor in March 2018.

​Appearance of Fu Yin and Fan Yin together during 2020

In 2020, a "Fan Yin" situation now arise in Irfan Khan's chart after his illness.  This can be denote through arrival of the 庚子 year clashing into the luck pillar and year pillar of 丙午 - illustrated in pt (d). The top half of 丙 fire attacking 庚 metal and bottom half of 子 water attacking 午 fire. This forms the pillar of 天克地冲, not a good formation to have. 

​I believe the "Fan Yin" clash together within the "Fu Yin" luck pillar was the last straw and creates alot of instability with negative influence.  When a year pillar suffers a clash, it also meant bodily harm. This was shown by a "Fan Yin" clash with his luck pillar too. Sadly, the news of his passing was reported in 2020 at his prime age of just 53.

Chinese Zodiac: Rat
 
Year: 1936, 1948, 1960, 1972, 1984, 1996, 2008 

Auspicious Stars: 将星 岁驾

Inauspicious Stars: 游亦 浮尸 剑锋 太岁

​Your 2020 Luck Index Ranking: 6 out of 12

Those born in the year of Rat would enjoy a relatively decent year despite offending the Grand Duke of the year. You would do well in your career this year. It is also recommended to go for regular health screening this year if you have not. Avoid any unnecessary risk in sports and take extra care at work. There is possible risk of accidents. 

At work, look to get involved in projects or additional initiatives this year should you be looking for career growth or business opportunities. You enjoy good luck in leading projects and would be rewarded. Even if you are someone who shy away from leading, now is the time to be proactive to give it a shot. Work would be efficient this year with less obstacles arising.

There is a decent chance of finding love this year for singles. Network often and there is a possibility of meeting someone special this year. Couples would enjoy a harmonious year this year.

Your main chance of wealth gain may come from unexpected gains and recognition due to your hard work. Other than that, there is not much luck in speculations or any other windfall. 

Congratulations to you if you are born in the year of the Ox. Overall, there are various auspicious stars 2020 represents a great year ahead especially at work and person to person relationship matters. Those born in the Ox year are usually hardworking but can be stubborn at times.

You would benefit from various benefactor this year with the prescense of 天乙 and 太阳 as auspicious stars. If you are managing your own business, this would be a good year to consider expanding to capitalize on the good luck. Relationship with your bosses or superior would be in your favor. There would also be opportunities for promotion or learning opportunities at work to gain from.

Couples should be tactful this year as you are prone to having friction in your communication. Take things easy. Singles looking for love would have to try harder this year. You may sometimes set too high a benchmark in choosing your partner. Spend more time to get to know the person before deciding to commit.

Your main source of windfall would come from your opportunities at work. Applying the strength of the Ox’s character hard work complementing with your auspicious luck, you can look forward to a good bonus especially for those in the line of commission work.

2020 would a year that you can look to enjoy or go for a holiday overseas and chill. However, be prudent as there would be situations which can pose issues to you when you are least expecting it.  This is especially so as your luck this year is average. You may also indulge or pick up new hobby this year. 

There maybe be opportunities for work in overseas this year. This would be beneficial if such an opportunity arise and you may consider it. You may alternatively experience work environment or job changes. This is a year where you need to pull up your socks since there is no presence of any auspicious star shining on you.

In love, there is a possibility of you neglecting your love ones this year. Work on communications with your other half to avoid misunderstanding. Those looking for relationships would find it challenging as star of 孤辰 comes about. You would need to put in more effort to nurture the relationship.

​On a happy note, there is a tendency to spend spend and spend this year but in a good way. Those born in the year of the Tiger would find tendency to shop, enjoy and splurge more often this year. Just make sure that there is a balance and not overdo it.

Chinese Zodiac: Rabbit
 
Year: 1939, 1951, 1963, 1975, 1987, 1999, 2011 

Auspicious Stars: 红鸾 太阴

Inauspicious Stars: 勾神 貫索 三刑

​Your 2020 Luck Index Ranking: 5 out of 12

Those born in the year of Rabbit should enjoy a fruitful year. But they need to remember to prudent especially in money matters and go easy in person to person relationship matters. Those born in the year of Rabbit are usually peaceful in nature and this trait would come in handy.

2020 is a good year to capitalise gains at work as there are various noble people at work to pull you up the ladder.  This is especially if you are in the female industry or if your superior is female. Alternatively, female under the Rabbit zodiac would also be luckier this year. However, relationship at work between peers can easily be strain. Be tactful with your words and you should be able to avoid issues to a good work year.  

This is a year where relationship luck is strong. For those in a relationship, be careful as you may find yourself getting involve with unknowingly. For singles, you would be happy to know that there is a good chance to you to find someone. That said, take things slowly. This would help you to identify if your new love is the right one so as to avoid over committing yourself in your new relationship.

​You would need to be careful of your investment this year and be conservative. Do not be greedy. This is a year to go easy. You should still be able to see small but meaningful progress in matters of wealth.

Chinese Zodiac: Snake
 
Year: 1941, 1953, 1965, 1977, 1989, 2001, 2013 

Auspicious Stars: 月德 

Inauspicious Stars: 的煞 小耗 死符 劫煞 

​Your 2020 Luck Index Ranking: 11 out of 12

Those born in year of Horse would need to be conservative in 2020. As there are no auspicious stars this year, it is best to think twice before making major decision or commitment. Given that it is not the best year, it is best to reflect more often. Traits of those born in year of Horse are that they may be blinded to their own fault. However, they have a boundless amount of energy to spur them forward in any situations. For those born in the month of June, you may feel the year to be more turbulent. 

At work, take care of relationships in office with colleagues as you may offend peers or superior unknowingly. There is a possibility where you would receive less bonus than you expect as there is an indication of loss of wealth. Stay calm in the face of obstacles or problems and seek help to help you through this year.  

In relationship, as there are no presence of auspicious stars to help, singles may not have much luck in finding love this year. Those that are in a relationship or married should be mindful of solving any relationship problems on hand and not let it manifest. You may also feel extra sensitive emotionally this year resulting in quarrels. Be patient in handling the issues and not be rash. 

There is an indication of unplanned spending and splurging this year. You may find yourself to spend to feel better too. Think twice and hard before the splurge. It is healthy to spend occasionally but would be best to balance your spending. Be conservative in any form of investment as the timing is not right this year. 

This would be an awesome year for the career of those born in the year of Goat. You are blessed with the arrival of multiple auspicious stars this year – for that, the luckiest zodiac this year! These stars would work wonders for you this year. How far you can achieve this year depends on yourself, as you are your biggest enemy.
 
At work, whether if you are a business owner or employee, this is the year to strike it big. No venture no gains as luck is in your favor. Difficulties met should be resolved with assistance coming when you least expect. So long as you are focus, you have much to achieve this year in terms of expansion of business or promotion. That said, remember to stay humble and mind the things you say. Complacency can get in your way easily.
 
In love, it would be a neutral year though for those born in the year of Goat. For singles looking out for love, there is strong odds of your female friend matching you up to someone. However, couples are prone to be easily misunderstood or get involved into small arguments for couples. Be less involve in business of others to avoid being dragged into part of it.
 
As you do well for your career, money would come naturally which you would be well rewarded. On investment end, do your homework and look out for opportunities. It is advisable to get insurance this year when you travel as you are prone to accident this year. If possible, do try to avoid risky activities or location when travelling.

This would be a below average year for those born in the year of Monkey. Characteristics of Monkey are usually smart and nimble. Make use of these traits to ride out this year.
 
At work, there would be backstabbing involved in office with the inauspicious star of 指背. Your best bet is to just do your work and don’t get involve in gossipy matters to reduce your odds. As there are no other auspicious star to give you a lift this year, you may find it hard to get help from nobleman in times of trouble. It is time to slog it out this year to get any form of recognition.
 
In love, it would not be a good year to start any relationship this year. It would be prudent to start any new relationship slowly. It is better to progress slowly get to know your partner better than to jump in right away. Couples are also more prone to quarrels this year. Health wise, take good care of yourself as there are accidents which you are prone to this year.
 
There is a silver lining with money luck where you can expect to make some gains. The main highlight would be money luck shine on you as your bank account can look to have a healthy increase. This is due to the auspicious star of 禄勳. You can expect this from bonuses or unexpected possible windfall coming your way this year. Do your homework for investment before making the plunge to make use of the wealth luck this year. Be contented and not be blinded by gains to protect your wealth.